Safeguard your family’s future and build lasting wealth with life insurance plans designed around your goals.

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Life Insurance, Simplified and Personalised

Life insurance is one of the most important financial tools you’ll ever own — but it’s also one of the most misunderstood. At KSS Wealth, we help you cut through the clutter to understand what really matters: protecting your family, achieving your goals, and ensuring your loved ones can live their dreams, no matter what life brings.

As an IRDAI-licensed Insurance Marketing Firm (IMF), we partner with India’s leading life insurers — Max Life Insurance, Aditya Birla Sun Life Insurance, and LIC of India — to provide a curated range of solutions for every stage of life. Whether your goal is family protection, wealth creation, or retirement security, we’ll match you with the right plan from the right provider.

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Life Insurance Plans, Tailored for Every Life Stage

No two lives are the same — and neither are your insurance needs. Here’s how different plans serve you at different stages of life.

Term Life Insurance

The purest and most affordable form of protection — ideal for individuals who want to secure their family’s financial future without tying up large funds. Plans like Max Life Smart Secure Plus, ABSLI DigiShield Plan, and LIC Tech Term provide high coverage at low premiums, with flexible riders and return-of-premium options.

Whole Life & Endowment Plans

Perfect for those seeking lifelong coverage and disciplined savings. These plans blend guaranteed returns with protection, helping you build a safety net for long-term goals. Popular options include LIC Jeevan Umang, Max Life Guaranteed Income Plan, and ABSLI Assured Income Plus.

ULIPs (Investment-Linked Plans)

Combine market-linked growth with insurance protection — ideal for professionals looking to grow wealth while staying secure. Plans like Max Life Online Savings ULIP, Aditya Birla’s Wealth Aspire, and LIC New Endowment Plus let you balance risk and reward with flexible premium allocations.

Child Protection & Education Plans

Secure your child’s future with plans designed to fund key milestones, even if you’re not around. Options like Max Life Future Genius Education Plan, Aditya Birla’s Child’s Future Assured Plan, and LIC New Children’s Money Back Plan provide guaranteed payouts when your child needs them most.

Retirement & Pension Plans

Build a stable, worry-free retirement income stream with annuity and pension solutions. Consider LIC Jeevan Akshay VII, Max Life Smart Wealth Pension Plan, and Aditya Birla’s Empower Pension Plan — designed to protect your post-retirement lifestyle and legacy.

Why Choose KSS for Your Life Insurance?

  • Independent advice, multiple partners: We compare plans across leading insurers — Max Life, LIC, ABSLI — so you always get the best fit.
  • Personalised guidance: No generic recommendations. Every policy we suggest aligns with your financial goals, risk appetite, and life stage.
  • End-to-end support: From choosing a plan to assisting with claims, we’re with you every step of the way.
  • Transparency and trust: You’ll always know what you’re paying for and why — no hidden fine print, no surprises.

Our Life Insurance Partners & Featured Plans

We work with India’s most trusted insurers, each offering diverse life insurance options to meet your protection and investment goals.

KSS Wealth brings these together under one roof — helping you compare, combine, and customise plans that truly fit your goals.

Axis Max Life Insurance

Known for its customer-centric approach and balanced portfolio, Max Life offers high-value term, savings, and ULIP plans designed for growing families and professionals.

  • Smart Wealth Plan – A savings-cum-insurance plan offering guaranteed returns and life cover.
  • Smart Secure Plus Plan – A flexible term insurance plan with return of premium, critical illness, and accidental death benefits.
  • Guaranteed Lifetime Income Plan – An annuity plan providing lifelong regular income post-retirement.
  • Savings Advantage Plan – Combines wealth creation with life protection and flexible payout options.

Aditya Birla Sun Life Insurance

A leading insurer offering a balance of innovation and reliability, Aditya Birla Sun Life Insurance focuses on customisable plans for different life goals — from protection to wealth creation.

  • DigiShield Plan – A highly customisable term plan with multiple payout and coverage options.
  • Vision Life Income Plan – A life insurance plan offering regular income and long-term financial protection.
  • Guaranteed Milestone Plan – Offers guaranteed returns with financial security for future milestones.
  • Wealth Aspire Plan (ULIP) – A market-linked investment plan for wealth creation and insurance.

Life Insurance Corporation of India (LIC)

India’s most trusted insurer, LIC provides long-term stability, guaranteed returns, and unparalleled reach. Ideal for those who value time-tested assurance.

  • Jeevan Labh – A limited premium endowment plan offering savings and protection.
  • Tech Term Plan – A pure online term plan with high cover at affordable premium.
  • Jeevan Umang – A whole-life plan with survival benefits and lifelong risk coverage.
  • Children’s Money Back Plan – Provides survival benefits during a child’s educational milestones with risk cover.

Let’s Find the Perfect Plan for You

Speak to a licensed adviser and discover the right life insurance plan for your needs. Personalised advice, completely free of charge.