General Insurance That Safeguards Everything You’ve Built
From cars to travel, homes to cyber safety — we protect every part of your life, with tailored coverage from India’s leading insurers.
Protecting Your Assets, Livelihood, and Lifestyle
General insurance is your safety net against life’s uncertainties — from accidental damage and theft to travel disruptions and business interruptions. At KSS Wealth, we understand that insurance isn’t just about claims; it’s about continuity. Whether you own a car, a home, a startup, or a multinational business, we help you find the right policy — one that truly covers your risk and not just your paperwork.
We’ve partnered with India’s most reputable general insurers — including ICICI Lombard, SBI General, Oriental Insurance, Go Digit, and Kotak Zurich — to offer a wide portfolio of products covering personal, travel, marine, and business risks. Our role is to help you compare, combine, and customise protection so that every critical aspect of your life and enterprise stays secure.
Types of General Insurance We Offer
Explore the coverage categories we specialise in — each one crafted to address a distinct real-world risk.
Motor Insurance
Whether it’s your personal car, two-wheeler, or an entire fleet, the right motor insurance ensures peace of mind every time you’re on the road. Our partner insurers provide flexible comprehensive and third-party covers, with add-ons such as zero depreciation, roadside assistance, and engine protection.
Key Plans: ICICI Lombard Motor Insurance, SBI General Private Car Policy, Oriental Private Car Package, Go Digit Motor Comprehensive Cover, Kotak Zurich Motor Secure Plan.
Property Insurance
Your home, office, or industrial unit represents years of effort and investment. Property insurance protects these spaces against fire, natural disasters, burglary, and other unforeseen events. We guide you toward policies that not only rebuild your property but also cover assets within — including furniture, electronics, and valuables.
Key Plans: SBI General Bharat Griha Raksha, ICICI Lombard Home Protect, Oriental Householder’s Policy, Go Digit Home Insurance, Kotak Zurich Property Guard.
Travel Insurance
Whether you’re flying abroad for work, study, or leisure, travel insurance protects you against trip cancellations, medical emergencies, and lost baggage. Our curated policies ensure your plans stay intact even when travel disruptions occur — with cashless medical coverage in over 150 countries.
Key Plans: ICICI Lombard Overseas Travel, SBI General Travel Protect, Go Digit International Travel Cover, Kotak Zurich Global Traveller Plan.
Marine & Cargo Insurance
For businesses that move goods by sea, air, or land, marine insurance is essential. These policies protect against loss or damage during transit — ensuring your trade flows smoothly and securely. From single-transit policies for exporters to annual marine open covers for logistics firms, we help you select the ideal shield for your cargo.
Key Plans: ICICI Lombard Marine Cargo Policy, SBI General Marine Open Cover, Oriental Marine Transit Policy, Kotak Zurich Marine Secure Plan.
Liability Insurance
Liability insurance protects you and your business from the financial impact of accidents, negligence, or product defects. Whether it’s third-party bodily injury, property damage, or professional indemnity, KSS ensures you stay compliant, protected, and respected.
Key Plans: ICICI Lombard Professional Indemnity, SBI General Public Liability Policy, Oriental Commercial General Liability, Kotak Zurich Business Liability Shield.
Commercial & Specialised Insurance
For enterprises across sectors, risk management is mission-critical. We help design layered protection across property, equipment, employee safety, cyber risk, and business interruption. From SMEs to large corporates, our goal is simple — help you build resilience against operational shocks and maintain business continuity.
Key Plans: ICICI Lombard SME Package, SBI General Office Package Policy, Oriental Industrial All-Risk Policy, Go Digit Cyber Protect, Kotak Zurich Commercial Advantage Plan.
Why Choose KSS for Your General Insurance Needs?
- Unbiased expertise: We partner with multiple insurers, ensuring that your policy is chosen purely for its fit — not its commission.
- Custom coverage design: Every business and household has different exposures; our advisors tailor your cover accordingly.
- Simplified process: From proposal to claim settlement, we guide you through each step with clarity and care.
- Ongoing support: Our relationship doesn’t end after purchase — we assist with renewals, add-ons, and claims year after year.
Our General Insurance Partners & Featured Products
We collaborate with India’s most respected general insurers to deliver truly comprehensive protection portfolios for our clients.
ICICI Lombard General Insurance
ICICI Lombard combines innovation and technology to deliver flexible personal and corporate protection solutions.
- Private Car Package Policy – Covers own damage, third-party liability, and add-ons like zero depreciation.
- Complete Home Protect – Insurance for your house structure, contents, and valuables.
- International Travel Insurance – Covers trip cancellations, medical emergencies, and baggage loss.
- SME Business Insurance – Tailored packages for fire, burglary, and liability for small businesses.
SBI General Insurance
SBI General leverages its banking heritage to provide a broad portfolio — from motor and home to commercial liability products.
- Motor Insurance – Two-wheeler and four-wheeler coverage with cashless garages.
- Cyber VaultEdge Insurance – Protection from cyber threats like phishing, identity theft, and data breach.
- Home Insurance – Covers building and contents against fire, theft, and natural calamities.
- SME Business Shield – Covers fire, burglary, machinery breakdown, and more.
Oriental Insurance Company
A trusted public-sector insurer offering a comprehensive range of property, liability, and engineering risk solutions.
- Motor Insurance (Private & Commercial) – Comprehensive and third-party motor insurance options.
- Standard Fire & Special Perils Policy – Covers fire and allied perils for residential/commercial properties.
- Marine Cargo Policy – Protects against loss or damage to goods in transit.
- Shopkeeper’s Policy – Covers risks associated with small shops and establishments.
Go Digit General Insurance
A new-age insurer focused on transparency and simplicity, offering instant digital issuance and easy claims.
- Car/Bike Insurance – Simple, paperless motor insurance with instant claim settlement.
- Health Care Plus Plan – Affordable medical insurance with wide cashless network.
- Home Insurance – Comprehensive coverage for both structure and contents.
- Travel Insurance – Instant policy issuance with global emergency assistance.
Zurich Kotak General Insurance
An emerging global partnership offering robust commercial, marine, and property risk solutions tailored for Indian businesses.
- Private Car Insurance – Wide coverage with optional add-ons like engine protection and roadside assistance.
- Commercial Vehicle Insurance – Designed for trucks, taxis, and transporters.
- Personal Accident Insurance – Lump sum payouts for accidental death and disability.
- Health Insurance – Newly launched retail health plans with digital-first features.
Protect What Matters Most — With KSS Wealth
Let’s create your custom protection plan — whether for your car, home, travels, or business. We’ll help you choose the right coverage, manage your premiums, and simplify claims when life gets complicated.
