Your Legacy Deserves to Last — Let’s Build It Together

Legacy isn’t just about wealth — it’s about what your loved ones inherit from your life’s work, your care, and your vision for the future. At KSS Wealth, we help you create a plan that protects your assets, minimises taxes, and ensures your family’s peace of mind for generations.

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More than just a Will

True legacy planning goes beyond drafting a will or naming beneficiaries. It’s about building an integrated strategy that protects your wealth, transfers it efficiently, and reflects your values. Whether you’re providing for family, supporting charitable causes, or ensuring business continuity — your plan should tell your story, your way.

With KSS Wealth, you gain access to licensed advisors who understand the complexities of estate planning, succession, and tax-optimised inheritance. We collaborate with India’s leading insurers, trust specialists, and legal experts to make your vision financially and legally secure.

The Legacy Planning Challenges We Help Solve

Explore the coverage categories we specialise in — each one crafted to address a distinct real-world risk.

Unclear Succession Structures

Many individuals leave behind fragmented documents or informal family arrangements. We help you define clear, legally enforceable succession plans that minimise confusion and conflict.

Tax Inefficiencies

Without proper planning, inheritance and estate transfers can trigger unnecessary taxation. Our advisors design tax-optimised transfer strategies using insurance-based wealth preservation tools and trust mechanisms.

Emotional & Family Complexity

Balancing fairness, family expectations, and legal safeguards requires sensitivity and structure. KSS offers confidential, guided discussions to help you make balanced, future-ready decisions.

Stressful Claim Processes

We don’t just help you buy the right plan — we help you use it. Our team assists with claim submissions, hospital coordination, and renewal reminders, ensuring complete peace of mind.

Our Legacy Planning Framework

Assess & Define Your Legacy Goals: We start by understanding your personal, family, and financial priorities — identifying who you want to benefit, and what you want to preserve or grow. This forms the emotional and financial foundation of your legacy plan.
Design the Optimal Transfer Structure: Using tools like life insurance, annuities, wills, and family trusts, we design a framework that maximises wealth transfer while minimising taxes, delays, and disputes. For business owners, we also structure key-person and partnership insurance solutions.
Implement, Review & Evolve: Legacy planning is never “done.” We provide annual reviews, adjust coverage as your assets or family structure evolve, and ensure your plan remains future-ready — across legal, financial, and emotional dimensions.

Legacy planning is never “done.” We provide annual reviews, adjust coverage as your assets or family structure evolve, and ensure your plan remains future-ready — across legal, financial, and emotional dimensions.

Our Insurance Partners for Wealth & Legacy Solutions

We work with India’s most respected insurers to craft legacy-centric protection and wealth transfer plans tailored to your needs:

Axis Max Life Insurance

Known for its customer-centric approach and balanced portfolio, Max Life offers high-value term, savings, and ULIP plans designed for growing families and professionals.

Smart Wealth Plan – A savings-cum-insurance plan offering guaranteed returns and life cover.
Smart Secure Plus Plan – A flexible term insurance plan with return of premium, critical illness, and accidental death benefits.
Guaranteed Lifetime Income Plan – An annuity plan providing lifelong regular income post-retirement.
Savings Advantage Plan – Combines wealth creation with life protection and flexible payout options.

Aditya Birla Sun Life Insurance

A leading insurer offering a balance of innovation and reliability, Aditya Birla Sun Life Insurance focuses on customisable plans for different life goals — from protection to wealth creation.

DigiShield Plan – A highly customisable term plan with multiple payout and coverage options.
Vision Life Income Plan – A life insurance plan offering regular income and long-term financial protection.
Guaranteed Milestone Plan – Offers guaranteed returns with financial security for future milestones.
Wealth Aspire Plan (ULIP) – A market-linked investment plan for wealth creation and insurance.

Life Insurance Corporation of India (LIC)

India’s most trusted insurer, LIC provides long-term stability, guaranteed returns, and unparalleled reach. Ideal for those who value time-tested assurance.

Jeevan Labh – A limited premium endowment plan offering savings and protection.
Tech Term Plan – A pure online term plan with high cover at affordable premium.
Jeevan Umang – A whole-life plan with survival benefits and lifelong risk coverage.
Children’s Money Back Plan – Provides survival benefits during a child’s educational milestones with risk cover.

Secure Your Legacy — Start the Conversation Today

The best time to plan your legacy is now. Schedule a free consultation with our financial strategists to explore how you can protect your wealth, honour your values, and provide lasting security for the people you care about most.