Every parent dreams of giving their child a secure, limitless future — education without compromise, dreams without debt, and a legacy that endures. At KSS Wealth, we help you turn that dream into a confident, actionable financial strategy.

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Investing in Their Dreams

A secure future for your child means more than saving for college — it means ensuring continuity, stability, and freedom at every milestone of their life. Whether it’s education, marriage, or entrepreneurial dreams, KSS Wealth helps you craft a personalised wealth strategy that protects their aspirations from life’s uncertainties.

Our advisors analyse your financial goals, timeline, and risk appetite to recommend a mix of child-focused insurance, savings, and investment plans from India’s most trusted insurers — helping you grow wealth systematically while ensuring protection at every step.

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The Real Challenges Parents Face

Rising Cost of Education

The cost of quality education doubles every 6–8 years. We help you calculate realistic targets and invest smartly to stay ahead of inflation — so your child’s opportunities never depend on loans.

Uncertainty of Life Events

Accidents, illnesses, or income loss can derail even the best-laid plans. We ensure your child’s financial future is protected no matter what happens — with life and health coverage built right into your investment strategy.

Balancing Growth and Safety

You want returns that grow faster than inflation — but not at the cost of risk. Our hybrid investment solutions combine guaranteed income and market-linked growth for the best of both worlds.

Too Many Plans, Too Little Clarity

There’s no shortage of “child plans” in the market — but very few are right for your unique goals. We filter the noise, compare the best options, and recommend only what fits your family’s financial journey.

Our Child-Focused Wealth Planning Framework

From the day they’re born to the day they build their own future, your child’s needs evolve. Our advisors use a simple, proven framework to help you create a plan that evolves with them.

  1. Discover: We begin with understanding your family’s priorities — education, lifestyle, or generational wealth transfer — and match them with suitable protection and investment instruments.
  2. Design: Using a mix of child insurance, ULIPs, endowment, and income plans, we design a balanced portfolio that ensures both growth and guaranteed support, even in your absence.
  3. Deliver: We review your plan annually, helping you adapt to changing goals, inflation, and market trends — so you’re always aligned with your child’s evolving aspirations.

Our Child & Education Planning Partners

We partner with India’s most respected insurers to offer child-focused investment and protection plans that combine guaranteed security with flexible, long-term growth. At KSS Wealth, you’re not just buying an insurance policy — you’re building a foundation. Every recommendation is tailored to your child’s unique journey, ensuring that your love and foresight create a lasting legacy.

Axis Max Life Insurance

  • Max Life Smart Wealth Plan — Combines guaranteed savings and insurance cover for education and future goals.
  • Max Life Future Genius Education Plan — Designed to fund education milestones with built-in premium waiver for parents.
  • Max Life Guaranteed Income Plan — Provides steady payouts to meet ongoing child-related expenses.
  • Max Life Smart Wealth Advantage Plan — Offers customised flexibility in income, tenure, and risk preference.

Max Life’s child plans are built for parents who value stability and control — blending guaranteed income with flexible investment potential.

Aditya Birla Sun Life Insurance

  • Child’s Future Assured Plan — Ensures goal-based savings for education or marriage, even in the event of a parent’s absence.
  • Vision LifeIncome Plan — Offers regular income and insurance protection, ideal for structured milestone funding.
  • Wealth Secure PlanGuaranteed maturity benefit plus life cover for conservative family investors.
  • Wealth Aspire ULIP — A market-linked investment plan that helps parents grow long-term wealth efficiently.

Aditya Birla’s flexible plans provide the perfect balance of wealth creation and protection for your child’s education and future milestones.

Life Insurance Corporation of India (LIC)

  • Jeevan TarunEducation-focused endowment plan providing periodic payouts aligned with schooling milestones.
  • New Children’s Money Back — Offers multiple benefits at key ages — ideal for education, marriage, or higher studies.
  • Jeevan Umang — Whole-life income plan ensuring long-term security for dependents.
  • New Jeevan Anand — A classic protection-cum-savings plan offering lifelong coverage and legacy benefits.

LIC’s plans remain the gold standard for families seeking dependable, government-backed assurance for their children’s future.

Let’s Build Their Tomorrow — Starting Today

Secure your child’s future with expert, unbiased advice from KSS Wealth. From education planning to long-term wealth creation, we’ll help you design a financial plan that grows with them.


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