You’ve built something that matters — a business that fuels livelihoods, families, and dreams. At KSS Wealth, we help you secure its future with intelligent insurance and financial strategies designed for business owners.

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Your Business is More than just an Income

Every business carries risk — but with the right strategy, risk can be transformed into resilience. From protecting key employees to ensuring operational continuity and managing liability exposures, we help you build a safety net around your enterprise so that it thrives through uncertainty.

As a licensed Insurance Marketing Firm (IMF), KSS Wealth brings together expertise across commercial insurance, key-person coverage, business continuity planning, and corporate investment solutions — all under one advisory umbrella.

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The Business Protection Challenges We Solve

Explore the coverage categories we specialise in — each one crafted to address a distinct real-world risk.

Loss of a Key Person

What happens if your top executive, partner, or founder passes away unexpectedly? Key Person Insurance protects your company’s financial stability and gives your team time to recover and rebuild.

Partnership or Shareholder Disputes

Without formal agreements, an unexpected death or exit could jeopardise ownership control. Buy-Sell and Partnership Insurance ensures smooth equity transfer, keeping your business in the right hands.

Liability & Operational Risks

From product damage to client lawsuits, liability exposure is real. Our Commercial General Liability and Professional Indemnity solutions protect your company’s balance sheet from costly legal challenges.

Employee Welfare & Retention

Offering strong health and group insurance benefits shows that you value your people — and helps attract and retain top talent. We design Group Health and Term Insurance programs tailored to your team size and budget.

Our Business Protection Strategy

Every business is unique. We tailor insurance and financial solutions that align with your growth goals, risk profile, and legacy vision.

  1. Safeguard People: Protect your key executives, partners, and employees with Key Person, Group Term, and Group Health Insurance. Plans like Max Life Smart Term Plan and Star Health Group Mediclaim help ensure your team and leadership remain protected.
  2. Protect Assets & Operations: Shield your property, vehicles, and inventory from unforeseen events with Commercial Property, Marine Cargo, and Machinery Breakdown Insurance options from ICICI Lombard.
  3. Ensure Continuity & Control: Our advisors integrate Business Continuity, Partnership Insurance, and Corporate Succession Plans to protect your legacy and guarantee financial liquidity in uncertain times.

Our Business Insurance Partners

As a licensed Insurance Marketing Firm (IMF), KSS Wealth collaborates with India’s most trusted insurers — combining life, medical, and general insurance solutions that empower business owners to operate with confidence and continuity. KSS Wealth compares and customises these solutions across providers — ensuring that your business remains protected, profitable, and prepared for the future.

Axis Max Life Insurance

  • Wealth Aspire ULIP — Market-linked plan providing wealth growth, insurance cover, and liquidity — suited for business owners looking to diversify beyond traditional instruments.

Max Life’s portfolio empowers founders and professionals to create long-term financial stability for both their businesses and families.

Aditya Birla Sun Life Insurance

  • Vision Life Income Plan — Offers regular income along with life cover, making it ideal for business continuity and leadership succession planning.
  • Wealth Aspire ULIP — A market-linked investment and protection plan designed for entrepreneurs seeking tax-efficient wealth creation.

Aditya Birla’s innovative life insurance solutions help business owners secure cash flow stability, preserve business value, and ensure that key stakeholders are financially protected.

Life Insurance Corporation of India (LIC)

  • New Children’s Money Back Plan — Supports education and marriage funding for children of business owners, integrating personal and business financial goals.

With its strong heritage and credibility, LIC remains a trusted partner for entrepreneurs balancing business responsibilities with long-term family commitments.

Star Health Insurance

  • Star Comprehensive Health Insurance — Comprehensive coverage with maternity, wellness, and preventive check-ups — ideal for business owners and their families.

Star Health’s feature-rich plans enable entrepreneurs to maintain their well-being and productivity without disruption to business operations.edibility, LIC remains a trusted partner for entrepreneurs balancing business responsibilities with long-term family commitments.

Care Health Insurance

  • Freedom Plan — Specifically crafted for individuals managing lifestyle conditions like diabetes or hypertension, prevalent among entrepreneurs under pressure.

Care Health offers targeted protection for professionals whose health is integral to their business success.

ICICI Lombard General Insurance

  • Health Booster Plan — Top-up coverage to strengthen existing corporate or personal medical policies.
  • SME Business Insurance — Covers fire, burglary, and business interruption, protecting small and medium enterprises from operational shocks.

ICICI Lombard’s diverse portfolio helps businesses safeguard their health, property, and productivity under one comprehensive umbrella.y, LIC remains a trusted partner for entrepreneurs balancing business responsibilities with long-term family commitments.

Oriental Insurance

  • Shopkeeper’s Policy — Tailored for small shops, offices, and commercial establishments, covering fire, burglary, and liability.
  • Marine Cargo Insurance — Protection for goods in transit, supporting importers, exporters, and logistics-driven enterprises.

Oriental Insurance supports the backbone of Indian commerce — ensuring small and medium businesses stay resilient, mobile, and insured against unexpected loss.

Let’s Build a Stronger, Safer Future for Your Business

Protect your company, your people, and your legacy — with guidance you can trust. Schedule a free consultation today and discover the smartest way to safeguard your business success.


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