Your family’s wellbeing is your biggest priority — but rising medical costs can turn even minor health issues into major financial stress. At KSS Wealth, we make sure your loved ones are covered, cared for, and completely secure.

Speak to an advisor today — no cost, no pressure.

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Health Protection That Keeps Pace With Your Life

Medical costs in India are rising at more than twice the rate of inflation. A single hospital stay can wipe out years of savings. That’s why protecting your family’s health isn’t just smart — it’s essential.

At KSS Wealth, we help you build the right protection portfolio — blending base health cover, top-ups, critical illness riders, and accident plans — so that your family can access quality care when it matters most, without worrying about bills or paperwork.

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The Health Insurance Challenges We Solve

Explore the coverage categories we specialise in — each one crafted to address a distinct real-world risk.

Confusing Coverage Terms

From “co-payments” to “waiting periods,” fine print can make the best policy feel complicated. We explain every term clearly and recommend policies that suit your actual needs — not what sounds good on paper.

Under-insurance Risks

Many families are unaware that their existing health cover may be insufficient. We audit your current policies, identify hidden gaps, and help you upgrade or supplement cover effectively.

Rising Costs for Seniors

Health coverage for parents and elderly family members requires a careful balance between affordability and benefits. Our partner insurers specialise in senior-friendly plans that guarantee renewability and offer hassle-free claims.

Stressful Claim Processes

We don’t just help you buy the right plan — we help you use it. Our team assists with claim submissions, hospital coordination, and renewal reminders, ensuring complete peace of mind.

Our Recommended Health Protection Strategy

  1. Base Family Health Plan: Start with a comprehensive Family Floater Policy that covers everyone in one plan. Leading options include Star Health Family Optima, Care Supreme, and Niva Bupa ReAssure 2.0.
  2. Top-Up or Super Top-Up: Add an affordable layer of protection for high-cost hospitalisations. Plans like ICICI Lombard Health Booster or Care Advantage offer excellent value beyond your base policy limits.
  3. Critical Illness & Personal Accident: Shield your family against life-changing events such as heart disease, cancer, or accidents. We recommend ABSLI Protect@Ease CI Rider, Star Health Cancer Care Platinum, and SBI Personal Protect for holistic coverage.

Each portfolio is built around your family’s size, health history, and budget — ensuring you pay only for what you truly need.

Our Health Insurance Partners

Your KSS advisor will compare these plans in real time, simplifying your decision-making and saving you both time and money.

We collaborate with India’s top health insurers to provide you with a full spectrum of medical cover choices:

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Let’s Build Your Family’s Health Protection Plan

Book a free consultation with our insurance specialists — and walk away with clarity, confidence, and the perfect blend of protection for your family.