Medical Insurance That Puts Your Health First
Beat rising healthcare costs with medical insurance plans that protect you and your family when it matters most.
Health Cover That Actually Works — For You
Medical bills are one of the fastest-growing threats to household finances. At KSS Wealth we help you choose health insurance that fits your life — whether you’re a young professional, a family, a senior citizen, or an NRI planning trips abroad. We work with leading health insurers to bring you plans for everyday care, critical illness protection, senior-friendly options, top-ups and international cover.
Because each insurer has strengths in different areas, we always match the plan to your health profile and budget — never the other way around.
Are Any of These Your Concerns?
- Rising hospitalization costs and unpredictable out-of-pocket bills.
- Confusing exclusions, waiting periods, and sub-limits that appear only when you claim.
- Gaps between employer cover and what your family actually needs.
We start by listening — then we build a plan that closes the gaps, minimises cost, and maximises claim certainty.
How KSS Helps You Choose the Right Health Cover
- Plan Comparison & Personalisation: We compare benefits, co-pay, waiting periods, and real-world claim experiences — and tailor the plan to your family’s needs.
- Top-ups and Portfolios: If you already have employer cover, we’ll recommend top-up or super top-up options that protect you against catastrophic bills.
- Claims Support & Renewals: We assist with cashless approvals, claims documentation and renewals so you get paid faster and with less stress.
Our Medical Insurance Partners & Their Key Plans
KSS Wealth partners with specialist and general insurers so we can pick the best plan for each need. Below are the core plans your KSS advisor can compare for you.
Star Health & Allied Insurance
One of India’s leading standalone health insurers, with broad cover for hospitalisation, daycare, maternity and disease-specific treatment.
- Comprehensive Health Insurance Policy – Covers hospitalization, daycare, maternity, and health checkups.
- Family Health Optima – A family floater plan covering all members under one sum insured.
- Senior Citizens Red Carpet Policy – Specially designed for elderly individuals aged 60+ with minimal medical tests.
- Cancer Care Platinum Plan – A focused plan for cancer treatment with lump sum payout options.
ICICI Lombard
A major general insurer with strong digital claims processing, flexible covers and network cashless hospitals nationwide.
- Complete Health Insurance – Covers hospitalization, wellness, preventive healthcare, and OPD expenses.
- Health Booster (Top-up) – Enhances your existing coverage with a higher sum insured at low premiums.
- Arogya Sanjeevani Policy – A standardized health plan with coverage for basic healthcare needs.
- Personal Protect – Offers accident and disability protection with lump sum payouts.
Niva Bupa (formerly Max Bupa)
Known for innovation in health products — strong options for reinstatement, renewability and chronic-care support.
- ReAssure 2.0 – Innovative plan offering unlimited reinstatement of sum insured and booster benefits.
- Health Companion Plan – Affordable plan for families covering hospitalization and daycare procedures.
- Senior First – Tailored for senior citizens with no age limit and chronic care management.
- Health Recharge – A super top-up policy to enhance your existing coverage cost-effectively.
Care Health Insurance (formerly Religare)
A specialist health insurer with comprehensive covers, super top-ups and disease-specific products for wide-ranging needs.
- Care Supreme Plan – Comprehensive policy with wide coverage, including no-claim bonuses and unlimited e-consultations.
- Care Advantage – High sum insured starting from ₹25 lakh at affordable premiums.
- Care Freedom (for Diabetics & BP patients) – Specialized plan for people with lifestyle diseases.
- Care Senior – A senior citizen health plan with lifelong renewability and pre/post-hospitalisation coverage.
SBI General Insurance
Bank-backed reliability with a wide hospital network and high claim-settlement ratios — strong mainstream products.
- Arogya Supreme – A feature-rich health plan with options of wide sum insured and additional benefits.
- Arogya Premier – Designed for high-net-worth individuals needing premium healthcare.
- Arogya Plus – Basic health plan with essential hospitalization cover.
- Corona Kavach & Rakshak Plans – COVID-19 specific coverage plans.
Oriental Insurance Company
A public-sector insurer with deep experience in basic mediclaim products and senior-focused plans.
- Mediclaim (Individual & Floater) – Basic health plan with comprehensive hospitalization cover.
- Health of Privileged Elders (HOPE) – Tailored for senior citizens with chronic illness coverage.
- Happy Family Floater – Covers the entire family under one policy with optional critical illness cover.
- Critical Illness Plan – Offers lump sum payment on diagnosis of listed critical illnesses.
Ready to Protect Your Health and Your Family?
Book a free, no-pressure health review. We’ll recommend the right mix of base cover, top-up and riders — and help with cashless claims when you need it most.
